If your budget isn't written down, you don't really have a budget.
If you don't have lots of debt or financial stress, there's no reason to meet with a financial counselor.
An ideal emergency cash fund is roughly six months' worth of living expenses.
To manage debt, at the very least, stay current with minimum monthly payments on your credit card.
500 or above is a good credit score.
The Thrift Savings Plan is a retirement savings and investment plan for federal employees and members of the uniformed services which offers several types of savings and tax benefits.
A payday loan can be a good way to quickly borrow cash if you have a lot of other debt to pay off or for an emergency loan.
Simple interest increases your savings more quickly than compound interest.
By subtracting the total dollar amount of all liabilities from the total value of all assets you can determine your net worth.
To keep a check from bouncing, overdraft protection allows your bank to take money out of one of your accounts to cover insufficient funds in your checking account.