If your budget isn't written down, you don't really have a budget.
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If you don't have lots of debt or financial stress, there's no reason to meet with a financial counselor.
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An ideal emergency cash fund is roughly six months' worth of living expenses.
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To manage debt, at the very least, stay current with minimum monthly payments on your credit card.
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500 or above is a good credit score.
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The Thrift Savings Plan is a retirement savings and investment plan for federal employees and members of the uniformed services which offers several types of savings and tax benefits.
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A payday loan can be a good way to quickly borrow cash if you have a lot of other debt to pay off or for an emergency loan.
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Simple interest increases your savings more quickly than compound interest.
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By subtracting the total dollar amount of all liabilities from the total value of all assets you can determine your net worth.
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To keep a check from bouncing, overdraft protection allows your bank to take money out of one of your accounts to cover insufficient funds in your checking account.
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